1. Introduction Finova Connect Investment Private Limited (“we,” “us,” or “our”) respects your privacy. This policy explains how we collect, use, store, and protect your personal data in compliance with the Information Technology Act, 2000, and the Digital Personal Data Protection Act, 2023 (India).
2. Data We Collect - Personal identifiers: Name, address, PAN, Aadhaar (for KYC only), date of birth - Contact details: Email, phone, address - Financial information: Income, investment preferences, bank details (for transactions only) - Digital identifiers: IP address, cookies, device information
3. How We Use Your Data - To provide financial product distribution and advisory services - To comply with SEBI, AMFI, IRDAI, RBI, and PFRDA regulatory requirements - To communicate portfolio updates, regulatory changes, and service information - To improve our website and client experience
4. Data Sharing We do not sell your data. We share data only with: - SEBI-registered AMCs, insurers, and banks (for product execution) - Empanelled legal professionals (for estate planning, with your consent) - Regulatory authorities when legally required
5. Data Security We use 256-bit SSL encryption, secure servers, and access controls. Our fintech partners are SEBI-registered and undergo regular security audits.
6. Your Rights Under Indian law, you have the right to access, correct, and request deletion of your personal data, subject to regulatory retention requirements.
7. Updates This policy may be updated periodically. Continued use of our services constitutes acceptance.