Building Shared Rural Infrastructure Through Collective Networks

FINOVA CONNECT’S

Social Venture

India's First Social Wealth Tech Alliance — 

Democratising Capital Markets 

for the Underserved

OUR MISSION

1. Wealth creation as a universal right, not an urban privilege.

2. Finova Connect’ Social Venture is a no-loss, no-profit social venture designed to democratise capital-market access for India's underserved populations — rural workers, micro-entrepreneurs, women-led Self-Help Groups (SHGs), and marginal farmers — without extracting commercial surplus from the communities we serve.

3. Livelihoods Generation: Income streams owned by the community, not jobs created by a company

Our partnership model combines local participation, professional management, digital systems, and market connectivity. The goal is to help community institutions build sustainable sources of income.

Partnership Models

1. Infrastructure and Data Utility Partnerships

Finova Connect provides digital tools, integrations, dashboards, training, and support while the SHG, FPO, or local institution retains responsibility for member relationships and field operations.

2. Individual Sub-Agent

Finova Connect shall grant the Individual Sub-Agent secure access to its custom-built portal interface via designated hardware terminals or the Second Party's personal smartphone, using a unique secure login ID and two-factor authentication.

3. Programme Implementation Partnership

Government agencies, NGOs, foundations, and CSR programmes can engage Finova Connect and community institutions to implement livelihood, agriculture, infrastructure, or digital-inclusion initiatives.

Who We Partner With

We collaborate with a diverse ecosystem of actors, each playing a distinct and vital role in the rural value chain:

• Self-Help Groups and Federations

• FPOs and Producer Companies

• Cooperatives and Farmer Collectives

• Panchayats and Community Institutions

• NISM-certified mutual fund distributors

• Government Agencies, NGOs, and CSR Partners

FOR: 

• Local mobilisation, service delivery, micro-enterprise operations, and last-mile support.

• Capacity building, programme convergence, grants, and implementation support.

Product Portfolio 

Technology Partners: Asset Plus

A comprehensive suite of financial products designed for every stage of the investment journey.

Mutual Funds Regulated by SEBI

• Equity Funds — Large-cap, Mid-cap, Small-cap, Multi-cap, Sectoral/Thematic, Focused

• Debt Funds — Liquid, Ultra-short, Short Duration, Corporate Bond, Banking & PSU, Gilt

• Hybrid Funds — Conservative, Balanced, Aggressive, Dynamic Asset Allocation, Arbitrage

• ELSS / Tax Saver — Equity-linked savings schemes with Section 80C benefits

• Index Funds & ETFs — Nifty 50, Sensex, and broader market passive tracking

National Pension System (NPS) Regulated by PFRDA

• Tier I — Retirement account with tax benefits under Section 80CCD(1), 80CCD(1B), and 80CCD(2)

• Tier II — Voluntary savings account with flexible withdrawal options

• Asset Allocation — Active choice (E, C, G, A) and Auto choice (lifecycle-based)

Life Insurance Regulated by IRDA

• Term Insurance — Pure risk cover with high sum assured at affordable premiums

• ULIPs — Unit-linked plans combining insurance with market-linked investments

• Endowment Plans — Guaranteed savings with life cover and bonus declarations

• Whole Life Plans — Lifelong protection with cash value accumulation

Health Insurance Regulated by IRDA

• Individual Health Plans — Comprehensive hospitalisation cover for single lives

• Family Floater — Shared sum assured covering spouse, children, and parents

• Senior Citizen Plans — Specialised cover for ages 60+ with tailored benefits

• Top-up & Super Top-up — Enhanced coverage beyond base policy limits

General Insurance Regulated by IRDA

• Motor Insurance — Two-wheeler, private car, and commercial vehicle (OD + TP)

• Home Insurance — Structure and contents protection against fire, theft, natural calamities

Fixed Income & Debt Instruments Regulated by SEBI & RBI

• Corporate Bonds & Debentures — Rated debt securities for yield-focused investors

• Commercial Papers (CPs) — Short-term unsecured promissory notes

• Bank Fixed Deposits — Tenure-based deposits across partner banks and NBFCs

• Government Securities — T-bills, dated securities, SDLs, and Sovereign Gold Bonds

Build a Partnership with Finova Connect

Finova Connect works to connect community institutions, shared infrastructure, trusted data, finance, technology, and markets within one practical partnership framework.

Submit your organisation's profile and proposed project through the partnership enquiry form. Suitable proposals can proceed to an initial assessment covering local need, feasibility, partner responsibilities, data requirements, and implementation options.

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Finova Connect | Empowering Rural Communities Through Collective Infrastructure I Degital Literacy

ENQUIRY FORM